The
Importance of Being "Pre-Qualified" |
|
One
of the first things you should do is to talk with a lender
who will Pre-Qualify you based on your income, debt ratio,
and money available for a down payment. This is a very easy
thing to do, usually just a short phone call away. This will
accomplish two things: 1) We'll know the price range in which
to concentrate and 2) You'll be in a much better position
to make an offer and get it accepted if you're already pre-qualified.
The local lenders, below, (in no particular order) know the areas
and are used to the scenarios of purchasing in the Keys. Generally
it is easier to get the deal done using a local lender, with
a lot less hassle. Please call Patti at 305-304-6949 if
you have any questions. |
|
|
| |
|
South
Atlantic Financial Services |
|
Contact
Jorge Rosabal, (8367 Northwest 12th Street, Miami, FL 33126) at
the Key West Office: 305-292-3232, Cell: 305-479-4657,
email: Jorge@southatlanticfinancial.com. |
|
|
Met
Life |
|
|
Contact
Linda Luttrell, Loan Officer, at 305-743-3220 at her Marathon
office. Cell: 305-395-0564. Fax toll free 888-857-6433. Email:
LLuttrell@metlife.com |
|
|
|
|
First
State Bank |
|
|
"Your
Home for Mortgage Loans!" (247940 Overseas Hwy)
PO Box 420248, Summerland Key, FL 33042. Contact our Residential
Lending Specialists today: Jason
O’Brien, office: 305-745-2514,
cell: 305-942-1448, Fax: 305-745-8773, Email: JasonO@keysbank.com |
|
|
|
|
TIB
Bank |
|
Contact
Marilyn Toiran, Residential Loan Specialist, 305-293-8114. 220
Whitehead St., Key West, FL 33040. |
|
|
Keys
Federal Credit Union |
|
|
29975
Overseas Hwy. in Big Pine Key, FL. 305-515-0055(Direct),
800-895-7535. Contact John North, Residential Loan Consultant,
cell: 393-7210, email: john.north@keysfcu.org. Marathon
office 305-809-3443. Key West office 305-294-6622. |
|
|
|
|
Key
West Bank |
|
|
"Deep
Roots, No Branches" means great service! Contact Joseph
Clark, Mortgage Origination Manager at (305) 294-3540, 701
Whitehead St., Key West, FL. Email JClark@KeyWestBank.cc |
|
|
|
|
Centennial
Bank of the Florida Keys |
|
|
11290
Overseas Highway, Marathon, FL 33050. Contact
Mike Kiraly, Residential Loan specialist at 305-743-4449. |
|
|
|
|
Orion
Bank |
|
|
Contact
Joy Wilson, Vice President Residential, at 305-289-5807 or
Toll Free at 800-648-4262 in Marathon. Email: joy.wilson@orionbank.com.
Or contact Rich Tompkins, Residential Lending Specialist,
at 305-289-5806 or Toll Free at 800-234-5397 in Marathon.
Email: rich.tompkins@orionbank.com |
|
|
|
|
SunTrust
Mortgage, Inc. |
|
|
Contact
Ellen Benton, Private Mortgage Banker, 3201 Tamiami Trail
N., 2nd Floor, Naples, FL 34103. Cell: 239-850-3348,
Fax: 239-435-1879, email: ellen.benton@suntrust.com |
|
|
|
|
Best
Rate Lending |
|
|
Contact
Robbie Hopcraft, Mortgage Lending Consultant, 807 Catherine
St., Key West, FL 33040 at 305-295-9501. Cell: 305-304-1609,
Fax: 305-768-0669, email: robbiekw@bellsouth.net |
|
|
